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Billingsley/Gitman/Joehnk's PFIN, 8th Edition, uses practical and relatable examples of personal financial planning strategies, relating to students’ day-to-day lives. These include features like “Do It Now,” “Financial Impact of Personal Choices,” “Financial Planning Tips,” “Behavior Matters” and “Planning Over a Lifetime.” This edition presents students with essential decision-making frameworks and up-to-date information on key topics, including buying a home or car, setting up and maintaining a budget, handling student loans, insuring your life, health and property, investing to meet goals like retirement and doing your taxes. The latest tax information and financial market rates and data further strengthen this edition, while MindTap the online learning platform enhances students' financial understanding.